Find the Right Funding for Your Business With a Small Business Loan Through Desert Star Commercial Consulting

Providing an outstanding funding source for a wide range of businesses, our Small Business Loan program is an excellent option for companies in need of financial resources. Our loans are processed in an expeditious and efficient manner, so you can get your Small Business Administration (SBA) loan on your terms when you need it.

Financing for Industrial/Commercial Real Estate

Find the resources you seek to build, purchase, refinance or renovate your property. This applies to:

  • Single-purpose buildings
  • Repair shops
  • Motels and hotels
  • Non-conforming real estate
  • Gas stations
  • Veterinary clinics
  • And more

Equipment Financing

Purchase the equipment you need to get started or keep moving forward:

  • Machine tools
  • Heavy equipment and products for Manufacturing/Medical/Diagnostic purposes
  • Commercial binding and printing
  • Laundry/Dry cleaning

Loans of Up to $5M

No matter the size of loan you select, we offer excellent terms:

  • Up to 90% financing, 25-year terms
  • Fully amortized
  • Flexible terms and competitive rates
  • Zero pre-payment penalties
  • Free pre-qualification letters
  • Variable rate and fixed rate options on both 504 and 7a programs

Existing Business Acquisition Loans

Our primary indicators are your organization’s management capabilities and current cash flow.

  • Up to 15-year span, 80% financing, $1.25M annually
  • Loans include no balloons and are fully amortized
  • Zero pre-payment penalty

Loan Program: 7(a)

This program, meant for small businesses needing long-term permanent financing, is made possible via the Small Business Administration’s (SBA) guaranteed financing plans. Almost all kinds of for-profit organizations qualify for funding. Commercial property limitations mean the real estate must be partially occupied by the applicant and includes these types of holdings:

  • Industrial buildings
  • Childcare and car wash facilities
  • Shops
  • Office and other professional buildings
  • Franchises
  • Automotive repair
  • And many more

Eligibility is determined based on the SBA size guidelines, but generally encompasses retail businesses whose annual sales do not exceed $6M, service businesses that employ fewer than 100 workers, and manufacturing businesses with under 500 workers. Organizations in manufacturing, retail and service industries are among those that qualify.

Loans vary in specifics but generally range from $200K to $5M and include terms of up to 25 years (for real estate funding).

Loan Program: 504

The 504 loan program, developed for small businesses needing long-term permanent financial resources, was created in accordance with the Small Business Administration guaranteed financing plans. Funding can be provided to almost all for-profit groups and commercial real estate requires partial occupancy by the person or venture seeking capital.

Details vary but financial resources can be allotted on projects of up to $12M and used for real estate refinancing, construction or acquisition.

Speak with us today at Desert Star Commercial Consulting and find out how we can help meet your financial needs.